There’s a couple of salient points in the Reserve Bank minutes from its decision a fortnight ago to leave the cash rate on hold — a “finely-balanced” decision that may, or quite possibly may not, have been influenced by the absence of economist Warwick McKibbin, retailer Roger Corbett and industrialist Graham Kraehe.
One is just how close a decision it was: “While the Board recognised that it could not wait indefinitely to see whether risks materialised, members judged that they had the flexibility to do so on this occasion.” The Bank still seems disposed to lift rates but the critical input seems to have been the lack of input, with the minutes noting the “relatively limited amount of data on the domestic economy” over the previous month and the mixed nature of the data it did have, particularly in relation to credit growth. The lack of data, particularly on the CPI, will be remedied by November’s meeting.
Another is the absence of any reference to the impact of government spending. Just yesterday, Shadow Treasurer Joe Hockey was claiming it was “the government’s own actions in continuing to run very large budget deficits and to “pump prime” the economy that is forcing interest rates to be higher than they would otherwise be…”. Hockey was speaking in the context of an otherwise sensible statement on the high value of the Australian dollar.
There are number of commentators who agree with him, and who back the Coalition’s call for a mini-budget to cut spending. There are calls from business, as well — although the first priority of corporate Australia in relation to the higher dollar is apparently more business welfare for exporters.
Let’s leave aside, for a moment, the problem that neither side has the guts to engage in any serious slashing of expenditure.
Unfortunately, the RBA doesn’t seem to agree. Its only references to government spending were to note its reduction: “Business investment was expected to strengthen over the next few years and to offset the scaling back in public investment. Domestically, members noted that the economy appeared to be evolving broadly in line with the Bank’s expectations. The outlook remained for public spending to slow but for private demand to pick up noticeably, particularly in the case of business investment.”
This has been going on for 12 months now — the Coalition and commentators insisting government expenditure is putting pressure on interest rates, the RBA steadfastly refusing to agree. “Interest rates would need to rise at some point if the economy evolved in line with the central scenario of a gradual tightening in resource utilisation, as this would most likely result in a gradual strengthening of inflation pressures,” the minutes say. That’s the RBA’s central message.
That won’t stop the ongoing efforts to blame the government for higher interest rates when they eventually arrive, but they shouldn’t be confused with serious economic analysis.
Oh, and in passing the minutes record that “members noted staff estimates that banks’ funding costs had been relatively flat over recent months”. Bear that in mind when the banking oligopoly next runs its lie that it needs to jack up rates beyond the cash rate.
I wondered “why”, the Courier Mail’s editorial today? No mention last week canvassing Robb’s embarrassing musings on the dollar? And how come they moan about a high dollar, impacting on exporters – but not when it’s low, slamming into “battling consumers”? Maybe all these selective critiques are just “Limited News-speak” for “Labor governments”, trying to influence voters intentions? Were they this “sensitive” when similar “catastrophes” befell any of those “12” Howard years?
As for them eventually “nailing it” – when rates do go up – and get to cheer about their “insight”, “acumen”,”keeness”, “percipience”, “perception”, “sagacity”, “shrewdness”, and “perspicacity” (“why they run a paper/party, and we don’t!”) – that old saying, ” a broken clock is always right, twice a day” : “even a broken record strikes a chord”.
I love the rising dollar, have lodge my application with Commsec to purchase US shares – so discounted given the AUD. Lets go shopping – as for the bank’s funding costs being low – go you good thing, gee I love my CBA and ANZ shares.
And the opposition continues to view what the RBA does through an Abbott inspired weltanschauung, devoid of reality.